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REDFIN | 1 in 5 Homeowners With a Mortgage Could Save Money by Refinancing, But Few Are Taking the Plunge One in five homeowners with a mortgage could lower their monthly payments by refinancing at current rates, yet only a small fraction are acting, highlighting missed savings opportunities amid stable housing market conditions.

https://www.redfin.com/news/press-releases/1-in-5-homeowners-with-a-mortgage-could-save-money-by-refinancing-but-few-are-taking-the-plunge/